Finding God Even in Debt: 3 Crucial Steps

October 3, 2012 by Leave a Comment

When having money troubles, shame from being in debt may keep you from turning to God, but it’s a perfect time to call on Him.

 

By Karen O’Connor:

Finding God even in debt may sound ridiculous at first. Most of us are ashamed when we are mired in bills and unpaid credit cards.

But those are the perfect times to turn to God for help. My husband and I did that and it made all the difference. Years ago we discovered three crucial steps for getting out of debt. We are now solvent and have been for a long time.

Here’s what worked for us. Maybe it can work for you too.

THREE CRUCIAL STEPS

1.  Admit the truth about yourself. Become willing to say “I’m in debt. I must change my spending habits.” And then get involved in an accountability group at church or elsewhere for people with financial challenges. “Though you have made me see troubles, many and bitter, you will restore my life again; from the depths of the earth you will again bring me up” (Psalm 71:20 the Bible).

2.  Discover the truth about God. “I am the way and the truth and the life. No one comes to the Father except through me” (John 14:6 the Bible). Knowing the truth about yourself has little meaning unless you also know the truth about God. The Bible holds this truth. It is filled with the Lord’s promises to help those who call upon his name.

4.  Apply the truth to your life.

The Lord says to “Let him (God) have all your worries and cares, for he is always thinking about you and watching everything that concerns you” (1 Pet. 5:7). Give your life and your finances into his care and ask in prayer for the guidance that will lead to solvency and serenity.

Finding God even in debt is about getting ourselves right spiritually and emotionally.  It’s about laying up treasure in heaven, not on earth, “for where your treasure is, there will your heart be also” (Matt. 6:21).

View this informative YouTube video: A Christian Model For Getting Out of Debt.

©Karen O’Connor. Karen is an author, writing mentor, and frequent contributor to the Finding God Daily blog. Visit Karen on the web at www.karenoconnor.com, on Facebook  or follow on Twitter: @karenoconnor

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Finding God in Debt

June 5, 2012 by Leave a Comment

Is it Possible to Find God in a Debt Crisis?

by Karen O’Connor

The bible tells us in Proverbs 22:7 “. . . the borrower is slave to the lender.” In other words, it’s better not to owe anyone. And yet we do. One couple I know paid $200,000 cash for a beach cottage. Within a year, however, they had opened a home equity line of credit and twelve months later, after purchasing a car and going on two cruises, they were $100,000 in debt! Finding God in their debt and the guidance He would provide to get out of it was not something they considered. They sank into despair.

For many people debt has become such a part of life that we feel outside the mainstream if we’re not juggling one credit card or another. Advertisers lure us with every conceivable message: ‘You deserve it.’ ‘Buy now, pay later,’ ‘You can have it all.’ No one mentions, however, that when we spend what we don’t have, we are borrowing from our future and putting other people in charge of our finances.

According to Meg Handley in a March, 2012 article on usnews.com, “Americans racked up nearly $48 billion in new credit card debt in 2011, 424 percent more than what they charged in 2010, and 577 percent more than in 2009.”

Prosperity coach and financial counselor, Kathy Miller, founder of A Good Steward, not only teaches her clients how to eliminate debt and regain control over their finances, she also reminds them of the guidance and grace on this topic that is available in the bible.

 ”What is impossible with men is possible with God” (Luke 18:27).

“Each one should use whatever gift he has received to serve others. . .” (1Peter 4:10).

“Now faith is being sure of what we hope for and certain of what we don’t see” (Hebrews 11:1).

“Let no debt remain outstanding, except the continuing debt to love one another. . .” (Romans 13:8).

Finding God in debt will help us achieve lasting success. Visit Kathy Miller’s website for practical help and a free newsletter.

You also may benefit from this informative YouTube video on a Christian model for getting out of debt.

©Karen O’Connor. Karen is an author, writing mentor, and frequent contributor to the Finding God Daily blog. Visit Karen on the web at www.karenoconnor.com

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